Get Aadhaar linked to Jan Dhan account immediately, you can withdraw up to 5 thousand rupees even on zero balance
new Delhi. The government is running Pradhan Mantri Jan Dhan Yojana for the purpose of helping the poor. Through this, accounts can also be opened on needy zero balance. They get many facilities under this scheme. It also includes the option of overdraft facility. Through this, if required, you can withdraw up to 5 thousand rupees from the account despite having zero balance, but to take advantage of this facility, it is very important to link the Jan Dhan account with your Aadhaar card. So what is the process and how can you take the benefit of the scheme.
Aadhaar linking process
To link Jan Dhan account with Aadhar card, visit the official website of PMJDY. Enter your login ID and password here. As soon as the page opens, an Aadhaar link option will appear here, click on it. After doing this, a new page will open, enter your Aadhaar number here and submit it. After this, choose your bank where you have an account. Resubmit after selecting it. After doing this, an OTP will appear on your registered mobile number. The verification process will be completed as soon as it is inserted. After this, your Aadhaar will be linked to the account by submitting.
How to get 5 thousand rupees
To avail the facility of overdraft, the PMJDY account should be linked to the Aadhaar card. While withdrawing money, there may be zero balance in the account, but there should be enough money in the account holder’s account till 6 months before that. Also, the account should be transacted from time to time. RuPay debit cards are issued to such account holders, which can be easily used for transactions.
Procedure for opening Jan Dhan account
To open a new Jan Dhan account, take a form from the nearest bank. Now fill in the name, mobile number, bank branch name, applicant address, nominee, business / employment and annual income and dependents number, SSA code or ward number, village code or town code etc. Now submit the Aadhar card or passport or driving license or PAN card, Voter card, NREGA job card, letter issued with authorization, with name, address and Aadhaar number, by attested photocopy by the gazetted officer along with this form. If you want to convert any of your old bank account into Jan Dhan account then you have to go to the bank branch and apply for RuPay card. As soon as filling a form, your bank account will be transferred to Jan Dhan Yojana.