This scheme is beneficial for senior citizens and low income people, get up to 5 thousand pension every month
new Delhi. Saving for the future is an art. Because only by investing money at the right place, you can get good returns at the time of need. This concern is more justified in old age, because at that time the earning resources are limited. In such a situation, if you want to make your old age happy and comfortable, then the selected pension scheme run by the government will be very beneficial. Senior citizens will get good interest in this. Also, you will get the benefit of thick pension every month, so that your needs will be fulfilled easily.
PM Shram Yogi Maandhan Yojana
The benefit of this scheme is beneficial for people working in unorganized sector like laborers, street vendors and drivers. This will not cause them to wander in search of work in old age. In this scheme, a pension of up to 3 thousand can be found with a savings of only 55 rupees. Apart from your savings, the government also contributes to this scheme. For example, if you deposit 100 rupees every month, then the government will also add 100 rupees to your account. This will deposit 200 rupees in your month. If the pensioner dies after 60 years under the scheme, the nominee will get 50% pension.
Atal Pension Yojana
Atal Pension Yojana is a scheme which was launched keeping in mind the low income group. In this, a person can get a pension between 1000 to 5000 rupees after 60 years. In this scheme he has to make partial contribution according to different age and pension slabs. If someone joins this scheme in 18 years, then they have to invest from Rs 42 to Rs 210 per month. The more money the subscriber accumulates, the more pension he will receive after retirement. There is also an exemption in income tax.
PM Kisan Maandhan Yojana
The government started this scheme with a view to securing the future of small and marginal farmers. In this, farmers above 60 years of age can get a pension of up to Rs 3000 per month. Any person between the age of 18 and 40 years can apply under the scheme. The applicant will have to contribute partially between Rs 55 to 200 every month till the age of 60 years.