new Delhi. Savings come in handy in difficult times. That’s why people invest in different types of schemes. Many such schemes are also being run by the Life Insurance Corporation of India (LIC), in which investment can yield good returns. Today we will tell you about 5 such best schemes, in which even people with less salary can easily invest. So what are those plans and how to invest, let us know.
New Jeevan Anand : This plan of LIC is quite popular. Anyone 18 years of age or older can invest in it. It requires a minimum investment of 1 lakh rupees. The good thing about the scheme is that if the policy holder dies in the middle, then the nominee is given a fixed and integrated bonus. While the policy taker is alive, the bonus is given along with the principal amount on the maturity date.
Life benefit : The policy holder participates in the dividend of LIC. The final additional bonus goes to the nominee. There is a strong bonus in this scheme. If the customer dies before the policy is completed, his family is given financial help. Not only this, the customer also gets an annual discount of 2% on the mode of premium payment.
Life eternal : This plan can be taken by people between 18 and 65 years of age. The maximum age maturity of the policy is 80 years. This policy provides life cover till death to the customer. The policy term ranges from 10 years to 40 years. If someone invests more amount then there is a big discount
Take term plan : This is an online term policy. The maximum age limit for policy coverage has been kept at 80 years. The policy taker can pay the premium including renewal payment through net banking, debit card, credit card, AMEX card, UPI, IMPS and e-wallet. This is a risk premium plan, which is cheaper than offline plans. In this, the family gets money when the policy holder dies in between.
Exaltation : This policy of LIC provides coverage up to 100 years of age. This plan is good for those thinking of taking a pension facility after retirement. In this, a lump sum is given to the family if the policy holder survives or dies in between.