Post Office Schemes: Adoption of Post Office Schemes will earn huge profits, tax relief will also be available
Post Office Small Saving Schemes. The post office, which guarantees the safety of the people, has become the only means to solve the problems of everyone these days. In which people can keep you safe and can also save family members. In today’s time, people have eaten so much panic due to sudden or ongoing illness that in such a situation, saving themselves has become very important to keep themselves safe. After the arrival of the corona epidemic in the country, it is estimated that much will change in the world after this. If you want to secure the future of your children from old age then this news is best for you.
Most people invest money in the stock market in the name of shaving, due to which their money is either drowned or the deposited amount is less than half. In such a situation, investing in post office is the most reliable and better option. You can secure the future of your children by investing in some of the schemes in the Post Office Small Saving Schemes. These schemes include NSC, PPF, FD and Sukanya samriddhi yojana.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is one of the best plans to secure her daughter. In which this plan can be taken before the completion of 10 years after the birth of the daughter. Under this scheme you have to invest an amount of Rs 250 and a maximum of Rs 1.5 lakh in the post office every month. And by the time the daughter is 21, your investment will be matured and you can use the money you get from your daughter’s education to marriage. Explain that you can also avail tax rebate of up to 1.5 lakhs annually.
Public provident fund
The second scheme is PPF (Public Provident Fund). You can take this plan for your family members. This PPF scheme takes 15 years to mature. PPF offers tax benefits on investment amount, interest and maturity. In this scheme also, you can invest up to 1.5 lakh rupees in a year. It requires a minimum investment of up to Rs 500 every year.
National saving certificate
The third scheme is NSC (National Saving Certificate). You will also get annual interest on taking this scheme. In this scheme you can start by depositing a minimum amount of 100 rupees. This plan is better for keeping your family safe.
You can also save tax under FD (Fixed Deposit). This scheme is also similar to the schemes given above. The only difference is that its lock-in period is 5 years, you can save tax up to Rs 1.5 lakh.