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Post Office Saving Account: This special facility will be available on interest up to 40 thousand, this way can be availed


new Delhi.
Post Office Saving Account: People can open savings account in post office. In this, you can open a single or joint account. The special thing is that a savings account opens here for a minimum of 20 rupees. Let us tell you that the savings account of the post office is similar to the savings account of the bank. Post office account also offers ATM card and check book with savings account. Here, 4% interest is available in the Post Office Saving Account Interest Rate. Apart from this, Internet banking is also available. You can view and download your post office savings bank account statement online while sitting at home.

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There are two types of savings accounts
You can open two types of savings accounts in the post office. A savings account opens from Rs 20, with a single name of up to Rs 1 lakh. At the same time, up to Rs 2 lakh can be deposited on opening in joint name. But, in this you do not get the facility of check book. It is necessary to keep a minimum balance of 50 rupees in this account. At the same time, another account can be opened with a minimum of Rs 500. With this saving account, ATM facility is also available with check book. However, in this bank account you are required to keep a balance of minimum 500 rupees.

Tax exemption on interest up to Rs 40,000
The special thing is that tax rebate is available on interest up to Rs 40,000 in office savings account. Earlier this amount was up to 10 thousand rupees, but later the government has increased this facility to 40 thousand rupees.

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How to open a Savings Account
To open a savings account in the post office savings account post office, you will have to fill a form. Apart from the post office, this form can also be downloaded from the department’s site. KYC process has to be completed along with opening of savings account. For this, you will need voter card, Aadhar card, ration card, passport, driving license etc.

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