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POMIS: This post office scheme will earn like this every month, know how to apply

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new Delhi.
Post Office Monthly Income Scheme: When and how savings can come in handy, people have realized this during the Coronavirus period. In such a situation, now people want to invest their money in a safe place. If you too are thinking of investing your money, then the Post Office Monthly Saving Scheme (POMIS) is the best option for you. Your money will also be 100 percent safe in the post office scheme, so you can invest without risk. The Post Office Monthly Income Scheme (POMIS) is a government small savings scheme in which investors can get a certain income (Earn Income) on an investment amount every month.

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Benefits of the scheme
Under this post office scheme, accounts can be opened with a minimum of 1000 rupees. The maturity period of the scheme is 5 years. In this scheme you can be guaranteed income. Two or three persons can open a joint account. In which all account holders will have equal share. Single accounts can also be converted into joint accounts. For joint account holders, the limit is Rs 9 lakh. The scheme is getting 6.6 percent interest annually. On completion of the scheme you get your entire deposit capital, which you can reinvest.

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How much return do you get?
An investment of Rs 4.5 lakh in the monthly saving scheme of the post office will yield an annual interest rate of Rs 29,700 per year at 6.6. At the same time, if you invest 9 lakhs under a joint account, then you will get 59,400 rupees annually.

How to open an account?
You can contact your nearest post office to open a post office monthly income account. Here you have to fill a form for the monthly income scheme. After this your account will be opened.

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