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PMMY: Start your own business? Government is giving loan of 10 lakhs without guarantee

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PM Mudra Yojana: Corona Crisis ( coronavirus ) Has been hit hard by the economic depression. Millions of people lost their jobs. At the same time, industries and businesses were stalled. This is the reason that people now want to start their own business Opportunity. If you are also doing any such planning, then the Modi government (Govt Schemes) will help you. Actually, to start a business under Pradhan Mantri Mudra Yojana (PMMY), you can take a loan of Rs 10 lakh without guarantee. The Mudra Yojana was launched by Prime Minister Narendra Modi (PM Modi) in April 2015.

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Benefits of Pradhan Mantri Mudra Yojana
Under Pradhan Mantri Mudra Yojana, you are given a loan to start your own business. Under this scheme, you can take a loan without any guarantee (Loan without Guarantee). The objective of this scheme is to motivate people towards self-employment.

Loan of 10 lakh rupees
Under Pradhan Mantri Mudra Yojana, you can take a loan of up to 10 lakh rupees. There are three types of loans. Shishu Mudra is a loan for small businessmen, in which a loan of up to Rs 50,000 can be taken. At the same time, loans ranging from Rs 50,000 to Rs 5 lakh are given in Kishore Mudra Loans. At the same time, loans ranging from Rs 5 lakh to Rs 10 lakh are available in Tarun Mudra loan.

Loan will be provided without guarantee
The most important thing about PM Mudra Yojana (PMMY) is that it provides loans without guarantee. Apart from this, no processing charge is also charged for the loan. In the Mudra scheme, the repayment period can be extended to 5 years.

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How to apply
There is no fixed interest rate under the Pradhan Mantri Mudra Yojana. The minimum interest rate is typically 12%. For the loan under the Mudra scheme, you have to apply to the government or bank branch. For this, you have to provide the ownership or rental documents, work related information, Aadhaar, PAN number and many other documents.

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