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PMJJBY: Insurance worth 2 lakhs in just one rupee, know what is the plan

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There are many schemes being run by the Modi government to make insurance policy accessible to every section of the society. Through the Modi Government’s Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) scheme, people are being provided insurance facility in very small amount of money. Under this scheme, the government is giving insurance up to Rs 4 lakh at an expenditure of less than Rs 400 annually. Any Indian citizen can avail this scheme. Explain that by investing in these schemes, you get insurance cover in many ways. It gets Accidental Death Cover, Disability Cover and Life Cover.

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Pradhan Mantri Suraksha Bima Yojana (Pradhan Mantri Suraksha Bima Yojana)
Pradhan Mantri Suraksha Bima Yojana is a scheme of the Modi government, under which the beneficiary is given Accidental and Disability cover, for which he will have to spend only Rs. 12. That is, you have to spend one rupee a month. Under this scheme, compensation of Rs 2 lakh is given on death of the insured or if he is disabled. At the same time, he gets a cover of Rs 1 lakh in case of partial disability. Under this scheme, anyone from 18 to 70 years of age can take cover.

Pradhan Mantri Jeevan Jyoti Bima Yojana (Pradhan Mantri Jeevan Jyoti Bima Yojana)
Under Prime Minister Jeevan Jyoti Bima Yojana, you will get a life insurance cover for a total of Rs 330. In this way you can get a total of 3 insurance covers by depositing a premium of Rs 342 annually. Under the Prime Minister Jeevan Jyoti Bima Yojana (PMJJBY), the nominee gets an insurance cover of Rs 2 lakh in case of death of the insurance holder due to any reason. Anyone from 18 to 50 years can avail this scheme. This insurance plan provides life cover up to the age of 55 years.

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