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PMJDY: These benefits will be including benefits of government schemes from Jan Dhan Yojana, these documents will be needed to open an account.


new Delhi. Most government schemes (Government Schemes) get benefits only through Jan Dhan account. Because the money deposited by the government comes directly into this account. Apart from this, there are many other benefits including the facility of overdraft facility through Jan Dhan Account. This account opened on zero balance is required to be linked to Aadhaar. Only then different schemes can be availed. Recently 6 years of this scheme have been completed. If you also want to join, you can follow these procedures.

Procedure for opening Jan Dhan account
To open a new Jan Dhan account, take a form from the nearest bank. Now fill the name, mobile number, bank branch name, applicant’s address, nominee, business / employment and annual income and number of dependents, SSA code or ward number, village code or town code etc. Now submit the Aadhar Card or Passport or Driving License or PAN Card, Voter Card, NREGA Job Card, letter issued with authorization, with name, address and Aadhaar number, by attested photocopy by the Gazetted Officer along with this form.

Convert old account
If you want to convert your old bank account into Jan Dhan account, then you have to go to the bank branch and apply for RuPay card. As soon as filling a form, your bank account will be transferred to Jan Dhan Yojana. This is a very easy process.

These benefits will be from an account
– Overdraft facility after 6 months
– Accidental insurance cover up to 2 lakh rupees
– Life cover up to Rs 30,000
– Interest on deposit amount
– Free mobile banking facility
– RuPay Debit Card facility, ease of withdrawal and purchase from it
– Benefits of many government schemes like PM Kisan and Shramayogi Maandhan
– Ease of opening a pension account
– Money transfer facility across the country

6 years of planning completed
Pradhan Mantri Jan Dhan Yojana was started with the aim of providing financial help to the poor and strengthening them. It was launched in 2014. The scheme has recently completed 6 years. It is very popular among people. Till August 19, 40.35 crore bank accounts have been opened under this scheme. In this, accounts are opened in banks, post offices and nationalized banks on zero balance.


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