PM Shram Yogi Maan-dhan: With the investment of just 55 rupees, you can get a pension of up to 3 thousand, know the scheme
new Delhi. By the way, those working in the government sector get many facilities. These include medical facility to pension etc. But those working in the unorganized sector, ie the private sector, especially the everyday earners, do not get any such facility. So that their future is not protected. In order to provide relief to such people, the government has launched the Prime Minister Shram Yogi Maandhan Yojana (PM Shram Yogi Maan-dhan Scheme). In this, those working in the unorganized sector can also get pension. In this, they can get a pension of up to 3 thousand rupees every month with a monthly investment of only 55 rupees. So what is this plan and how will you get benefits, know details.
Pradhan Mantri Shram Yogi Maandhan Yojana
Under this scheme, people working in unorganized sector like laborers, street vendors, drivers, plumbers, tailors, mid-day meal workers, rickshaw drivers, construction workers, garbage pickers, beedi makers, handlooms , Agricultural workers, cobblers, washermen, leather workers etc. are included. They can get a pension of 3000 rupees under the scheme after the age of 60 years. The specialty of the scheme is that the more money you invest in it, the more money will be poured from the government. For example, if you deposit 100 rupees every month, then the government will also add 100 rupees to your account. This will deposit 200 rupees in your month.
How to get the benefit of the scheme
If you are 18 years old, then by investing only 55 rupees every month, you can raise 3 thousand rupees for yourself. To avail the scheme, your income should not exceed Rs 15,000. Under the scheme, if the pensioner dies after 60 years, his nominee will get 50% pension.
Important things related to the plan
If you have not deposited the investment amount in a month, then you will have to pay the arrears with interest next time. The government will decide how much interest will be charged. If a person wants to withdraw from the scheme within 10 years, his share contribution will be returned to him at the interest rate of the savings bank.