Pradhan Mantri Jan Dhan Yojana: Prime Minister Jan Dhan Yojana (PM Mantri Jan Dhan Scheme) is one of the ambitious schemes of the Central Government. Under this scheme, the central government provides assistance to the economically weaker sections. Let us know that in 2014, Prime Minister Narendra Modi (PM Modi) started the Jan Dhan Yojana (PM Jan Dhan Account), the central government is giving the benefit of every scheme directly to the bank account of the people under this scheme. There are many benefits available in the Prime Minister Jan Dhan account, which you can also take advantage of.
Where is Jan Dhan Account opened?
PM Jan Dhan account is opened from zero balance in any bank, post office and then nationalized banks. The government transfers the money of financial assistance to Jan Dhan Khata (PM Jan Dhan Khata). During the recent Corona crisis, the central government transferred money directly to the women’s account through Jan Dhan account.
Convert old account like this (Convert Bank Account to Jan Dhan Account)
If you also want to take advantage of government schemes, you can convert your normal bank account into Jan Dhan account. For this, you must first go to your bank and apply for RuPay card. Also, you have to fill the form for account change, in which account related information has to be filled. After this your same account will be converted into Jan Dhan account.
Benefits of Prime Minister Jan Dhan Yojana (Benefits of PM Jan Dhan Account)
There is no obligation of minimum balance in Pradhan Mantri Jan Dhan Yojana accounts. It includes interest on deposits, accident insurance of up to two lakh rupees, insurance cover of Rs 30,000 on death of beneficiary. The beneficiaries of government schemes get direct help through direct bank transfer.
The account holder gets an overdraft facility of up to Rs 10,000. Let us know that the benefits of all the schemes like Sarkar Kisan Samman Nidhi Yojana (PM Kisan Samman Nidhi Yojana), Kisan Maan Dhan Yojana (PM Kisan Maan Dhan Yojana), Kisan Pension Yojana, PM Grameen Awas Yojana (PM Awas Yojana) directly to Jan Dhan Account She only sends