new Delhi. Everyone dreams of their home. For this, people also save money from the beginning. If you too are planning to buy a house this festive season, then there is a golden opportunity for you. Because the interest rates are low, you will get a home loan cheaply. Apart from this, due to festivals, different banks are also offering many discounts. So let’s know what offers are being offered at which bank.
State Bank of India SBI
At this time taking a home loan from SBI is quite beneficial. Processing fees will not have to be paid for applying a loan. On the other hand, if your CIBIL score is good, then you can get a discount of 10 basis points on a loan of 30 lakh to 1 crore rupees. At present, home loan is being provided by the bank at the rate of 6.95%. SBI is offering another facility under this, if you apply a home loan through SBI YONO, you will get an extra discount of 5 basis points. In this, you can easily take a loan sitting at home.
HDFC is also a good option for home loans. Here you will be able to get a home loan at the rate of 6.90 percent. Here you have to pay processing fees. It will be charged at the rate of 0.5 percent. However, this amount will not exceed Rs 3,000.
Here you will get home loan at the rate of 6.90 percent. The total amount will be levied a processing fee of 0.50 percent, which can be up to a maximum of Rs 10,000. Canara Bank has a maximum interest rate of 8.90%. This will depend on the duration and amount of your loan.
Bank of india
Customers will get home loan at the rate of 6.85%. The bank will charge a 0.25% processing fee on the total loan amount, which can range between Rs 1,500 to a maximum of Rs 20,000. The bank’s maximum interest is 7.15%.
Union Bank of India
This bank is offering home loans at 6.70%, which goes up to 7.15% maximum. If you take a loan from here, you will have to pay 0.50 percent processing fee on the total loan.