new Delhi. Due to today’s pollution-filled environment and contaminated food, many diseases are causing deaths along with increasing untimely hospital expenses. In a market where there are many options for health and medical insurance for youth and children, in the case of the elderly, it is almost nil. In such a situation, Max Bupa’s Health Companion Family Floater Health Insurance Plan can prove to be of great use for the elderly.
Let’s talk about this health insurance, so it comes in two big options like personal and family. This plan can be taken by anyone over the age of 91 days and there is no age limit. At the same time, under the Family Health Insurance Plan, it covers 19 relationships like parents, in-laws, grandparents, grandparents, spouses, children and children, grandchildren, grandchildren. . This plan has been designed keeping in mind the needs of the Indian joint family.
This insurance plan provides protection to the family in two ways. The first is personal in which a fixed sum of insurance is provided for all the family members individually. The second is floater in which more than one member of the family gets insurance cover. Meaning that like individual it does not require separate cover for everyone and the insurance cover in it also becomes much larger. Moreover, the family floater plan is also cheaper.
The major benefits of this plan include the facility of getting insurance ranging from Rs 3 lakh to Rs 1 crore, all the daytime treatment, no compulsion in room expenses in hospitals (only suits or sections above) Excluding) as well as expenses before and after treatment. Under this insurance, cashless claims are also available within 30 minutes in more than 3500 networked hospitals across the country.
In the event of no claim being taken for one year after the insurance, the insurance amount is increased by 20 per cent the next year, which continues to increase by 20 per cent per annum until further requirement. However, this can only increase to a maximum of 100 percent. Whereas from the second year of the policy, health checkup is also available.
Under this insurance, treatment can also be done under AYUSH, which includes treatment of Ayurveda, Unani, Siddha and Homeopathy. Whereas for two years insurance taken together, there is also a discount of 12.50% in the premium for the second year.