Jeevan Jyoti Bima: The benefit of the scheme will be given even after death, 2 lakh rupees will be given to the family
new Delhi. It is said that life has no faith. That is why people get insurance to protect themselves and family. But sometimes it becomes difficult to get the amount of insurance after the death of the investor. In such a situation, the government has brought the Prime Minister Jeevan Jyoti Bima Yojana (PMJJBY). In this, even after the death of the investor during the insurance cover period, his family will get the benefit of insurance. Under this, 2 lakh rupees will be given to the family or family of the deceased. So what is the benefit of these schemes and how to take them, let us know.
What is Jeevan Jyoti Bima Yojana (Jeevan Jyoti Bima Yojana)
1. Modi government launched PMJJBY on 9 May 2015. The insurance company pays the insurance amount only after the death of the policyholder. If the person taking the policy stays well even after the completion of time, then he does not get any benefit. Prime Minister Jeevan Jyoti Bima Yojana (PMJJBY) does not require any medical examination to buy insurance. To avail this scheme, the minimum age should be 18 years and maximum age 50 years. The age of maturity of the policy is 55 years. Term plans have to be renewed every year under PMJJBY. Assured amount in this is Rs 2 lakh. Its annual premium is Rs 330. This amount is taken from your bank account through ECS.
How to take advantage of the scheme
To register with PMJJBY, you can apply to any nearest bank. Apart from this, you can take help of bank friend. You can also contact the insurance agent if you want. Apart from this, if you want to get some other information, you can call the toll free number 1800-180-1111 / 1800-110-001. Also, you can get complete information by visiting the website www.jansuraksha.gov.in and www.financialservices.gov.in.