Easy to make KCC for the beneficiaries of PM Kisan Yojana, know how to apply and how to avail the benefit of Manadhan Yojana

By Shivani Reddy On May 21, 2020

It is very easy to get a Kisan Credit Card (KCC) for the beneficiaries of the Prime Minister Kisan Samman Nidhi Scheme, the biggest farmer scheme of the Modi government. Now the government has also added the Kisan Credit Card to this scheme. This will speed up the process of making KCC. That is, the farmers to whom the government is giving Rs 6000 in three installments of 2000-2000 rupees, it will be easy to make KCC. 7 crore farmers of the country have a Kisan Credit Card, while the government wants to add one crore more people to it. KCC card holders get loans up to Rs 3 lakh at 4%.

If you want to apply for Kisan Credit Card, then this is the process

First of all visit the official site https://pmkisan.gov.in/ and download the Kisan Credit Card form here. You have to fill this form with your land documents, crop details. This information should also be given that you have not made any other Kisan Credit Card from any other bank or branch. Fill and submit the application, after which you will get the Kisan Credit Card from the concerned bank.

Documents required for KCC

For ID proof: Voter ID card / PAN card / Passport / Aadhaar card / Driving license etc.
Address proof: Voter ID card / passport / Aadhaar card / driving license etc.

Also an advantage

If you are the beneficiary of PM Kisan Yojana then you will not have to provide any documents for PM Kisan Maandhan Yojana. Under this scheme, farmers can choose to contribute directly from the benefits received from the PM-Kisan scheme. He will not have to spend money out of his pocket. His premium will be deducted from the amount of Rs 6000 from the PM Kisan Samman Nidhi.

What is PM Kisan Maandhan Yojana

Under the Pradhan Mantri Kisan Maandhan Yojana any farmer between the age of 18 to 40 can participate. He has to contribute between Rs 55 and Rs 200 per month till the age of 60. After the age of 60, farmers get a pension of Rs. 3 thousand per month or Rs. 36 thousand annually under this scheme. If you join at the age of 18, then the monthly contribution will be Rs 55 or Rs 660 annually. If you join at the age of 40, then you have to contribute Rs 200 per month or Rs 2400 annually. The contribution of the farmer in PM Kisan Maandhan will be equal to the contribution made by the government in the PM Kisan account. That is, if your contribution is Rs 55, then the government will also contribute Rs 55.